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Injured in a Car Accident?

Uninsured Motorist Claims

Work With a Newport News Car Accident Lawyer

In the event that your auto accident was caused by an individual with minimal insurance or no insurance coverage at all, it may be possible to recover compensation from your own insurance carrier or the insurance company providing coverage on the car you were in at the time of the collision, all without affecting your own insurance rates. It is wise to seek the counsel of a knowledgeable injury lawyer to discuss your situation and learn more about the specifics of your insurance policy.

At Heath, Overbey, Verser & Old, P.L.C., our Newport News personal injury attorneys have decades of combined legal experience across a wide range of practice areas.

Unfortunately, many people do not choose to pursue a personal injury claim when they find out that the liable party does not have automobile insurance coverage. The truth is that you might have coverage in your own policy or in the policy insuring the car you were occupying at the time of the accident. We encourage you to learn more about the different types of insurance coverage in Virginia and schedule a confidential consultation with our firm to discuss your situation in greater detail.

Uninsured vs. Underinsured Motorist Claims

Injured individuals should work with a skilled attorney to fully understand all of the insurance that may be available for recovery.

Two types of insurance that are commonly overlooked include:

  • Uninsured motorist - If your accident is caused by an individual who has no insurance coverage, it might be possible to recover compensation from your own policy.
  • Under-insured motorist - If your accident is caused by a driver with insurance coverage that does not fully compensate you — if, for example, the damages total $50,000 and the individual has only $25,000 in coverage — it might be possible to recover additional money from your own policy.

It is important to remember that uninsured motorist claims will not affect your own premiums. By working with an experienced personal injury attorney in Newport News, we can fully explore your coverage to ensure you receive the proper compensation. The attorneys at Heath, Overbey, Verser & Old, P.L.C., are experienced in recovering all forms of available insurance coverage.

Don't Wait, Get in Touch with Our Firm

If you have questions regarding uninsured or underinsured motorist claims in Virginia, call our office now!

Contact or call us today at (888) 599-4090 and schedule a consultation.

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