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Injured in a Car Accident?

Newport News Uninsured and Underinsured Motorist Claim Attorney

Put Decades of Experience in Your Corner

In the event that your auto accident was caused by an individual with minimal insurance or no insurance coverage at all, it may be possible to recover compensation from your own insurance carrier or the insurance company providing coverage on the car you were in at the time of the collision, all without affecting your own insurance rates. It is wise to seek the counsel of a knowledgeable injury lawyer to discuss your situation and learn more about the specifics of your insurance policy.

At Heath, Old & Verser, P.L.C., our Newport News uninsured and underinsured claim attorneys have decades of combined legal experience across a wide range of practice areas. Unfortunately, many people do not choose to pursue a personal injury claim when they find out that the liable party does not have automobile insurance coverage.

The truth is that you might have coverage in your own policy or in the policy insuring the car you were occupying at the time of the accident. We encourage you to learn more about the different types of insurance coverage in Virginia and schedule a confidential consultation with our firm to discuss your situation in greater detail.

Virginia Uninsured Motorist Coverage

Virginia law allows motorists to register uninsured vehicles as long as they pay a $500 uninsured motorist fee. While this allows motorists to drive their car for 12 months without penalty, it provides no coverage to the driver or others in the event of an accident.

Uninsured vs. Underinsured Motorist Claims

Uninsured motorist claims are claims against a motorist who has no insurance coverage, while an underinsured motorist claim is a claim against a motorist who’s insurance does not fully cover your damages. Injured individuals should work with a skilled attorney to fully understand all of the insurance that may be available for recovery.

Two types of insurance that are commonly overlooked include:

  • Uninsured motorist - If your accident is caused by an individual who has no insurance coverage, it might be possible to recover compensation from your own policy.
  • Under-insured motorist - If your accident is caused by a driver with insurance coverage that does not fully compensate you — if, for example, the damages total $50,000 and the individual has only $25,000 in coverage — it might be possible to recover additional money from your own policy.

It is important to remember that uninsured motorist claims will not affect your own premiums. By working with an experienced uninsured motorist claims injury attorney in Newport News, we can fully explore your coverage to ensure you receive the proper compensation. The attorneys at Heath, Old & Verser, P.L.C., are experienced in recovering all forms of available insurance coverage.

Don't Wait, Get in Touch with Our Firm

If you have questions regarding uninsured or underinsured motorist claims in Virginia, call our office now! Our experienced team of attorneys are ready to help you with your case. Additionally, we offer free, no-obligation consultations so you have nothing to lose by contacting our firm today.

Contact or call us today at (888) 599-4090 and schedule a FREE consultation.

Don't Just Take Our Word for It

Hear From Our Past Clients
  • “Hunter Old and his team were focused, professional and achieved positive results, quickly.”


  • “He is absolutely the best in the business.”


  • “Mr. Heath and his staff were not only exceptionally professional, but caring and friendly.”


  • “Words cannot fully describe what an amazing attorney and advocate you will have in hiring Shawn Overbey.”


  • “I highly recommend this law firm.”


  • “His personal contact and concern were refreshing given the common view of lawyers in our society.”


  • “I am forever grateful to you both!”


  • “Thanks Mr. Heath and your wonderful staff for ALL you've done.”


  • “You ran circles around the other two lawyers.”


  • “Their competence and skill demonstrated through the trial was nothing short of perfect. ”


  • “I'd pay him more if I could just because of how he has treated my loved one and I.”


  • “Shawn is a great lawyer”


  • “I would wholeheartedly recommend him.”


  • “I will be sure to recommend your firm to all.”


  • “Consistently professional”


  • Super Lawyers Rising Stars
  • Coastal Virginia Mag Top Lawyers
  • Virginia Business Legal Elite
  • Avvo 10.0 Superb Rating
  • Super Lawyers
  • Peer Review Rated AV Preeminent

Our Commitment to Clients

  • Tough courtroom advocacy
  • Results-driven legal strategies
  • Candid and informative counsel
  • Prompt and personlized communication
  • Creative strategies tailored to your needs
  • Thorough examination and investigation of your legal situation